Our solution · API

A single API to connect your digital services.

Refraiche is an API designed to simplify the integration of digital services within your applications. With a single interface, standardized integrations and clear documentation, your technical teams build faster, reduce integration complexity and speed up the rollout of new services.

What you can do

One integration, multiple services.

Collect payments

Incoming deposits from your customers' mobile money.

Make payouts

Outgoing withdrawals to mobile money accounts.

Settle bills

On behalf of your users, in a single request.

Track every transaction

Real-time status via webhooks.

Integration example

One request. One response. Real-time tracking.

Trigger an operation with a secure request. Refraiche immediately returns the operation's status, then automatically notifies you of every update.

Every transaction triggers a notification as soon as it is confirmed or fails, enabling automated server-side reconciliation.

POST /v1/collect
Authorization: Bearer sk_live_...
Content-Type: application/json

{
  "amount": 5000,
  "currency": "Franc",
  "operator": "mtn",
  "phone": "+xxxxxxxxx",
  "reference": "CMD-2026-0042"
}

Who is it for?

Designed for e-commerce platforms, fintechs, management applications, service providers and any organization looking to integrate financial services into their applications without facing the complexity of technical integrations.

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